LIC Life Insurance Plans in India

Sovereign-Backed Protection and Guaranteed Returns

Explore LIC policies with 100% government guarantee under Section 37 of the LIC Act 1956.

LIC Jeevan Utsav (Plan 871): Non-linked, non-participating, individual whole life savings plan offering guaranteed additions during premium term and 10% guaranteed income for life thereafter. (Cover: ₹5 Lakhs to No Upper Limit)
LIC New Jeevan Shanti (Plan 858): Single premium deferred annuity plan providing guaranteed annuity rates from inception for individuals and joint lives. (Cover: Guaranteed Lifetime Annuity)
LIC Saral Pension (Plan 862): Standard immediate annuity plan with 100% return of purchase price to nominee upon death of annuitant. (Cover: Immediate Lifetime Pension)
LIC Amritbaal (Plan 874): Non-linked, non-participating child education plan offering an industry-record ₹80 per thousand Sum Assured guaranteed additions each year. (Cover: ₹2 Lakhs to No Limit)
LIC Jeevan Tarun (Plan 934): Participating child plan offering survival benefits from age 20 to 24 and maturity lump sum at age 25. (Cover: ₹1 Lakh to No Upper Limit)
LIC New Jeevan Anand (Plan 915): Combination of financial protection against death throughout the lifetime of the insured with a lump sum maturity payment at the end of the selected policy term. (Cover: ₹1 Lakh to No Limit)
LIC Jeevan Labh (Plan 936): Limited premium paying, non-linked, participating endowment plan offering exceptionally high bonus allocation and shorter payment terms. (Cover: ₹2 Lakhs to No Upper Limit)
LIC Jeevan Umang (Plan 945): Non-linked, whole life assurance plan providing annual survival benefits of 8% of Sum Assured from the end of premium paying term till age 99. (Cover: ₹2 Lakhs to No Limit)
LIC Jeevan Lakshya (Plan 933): Specially designed participating endowment plan ensuring annual income benefit to family in case of untimely demise of breadwinner plus full maturity at term. (Cover: ₹1 Lakh to No Limit)
LIC Tech Term (Plan 854): Non-participating, non-linked online pure risk premium life insurance plan providing high financial protection to insured family at economical rates. (Cover: ₹50 Lakhs to No Limit)
LIC Yuva Term (Plan 875): Affordable pure risk term plan crafted specifically for youngsters stepping into employment or corporate career. (Cover: ₹50 Lakhs to ₹5 Crores)
LIC Bima Jyoti (Plan 860): Non-linked, non-participating endowment plan offering guaranteed additions of ₹50 per thousand sum assured every single policy year. (Cover: ₹1 Lakh to No Limit)
LIC Bima Ratna (Plan 864): Non-linked, non-participating money-back plan offering periodic survival benefits and ₹50 per thousand guaranteed additions. (Cover: ₹5 Lakhs to No Limit)
LIC SIIP (Plan 852): Unit-linked, regular premium life insurance plan that offers life cover, equity market returns, and complete refund of mortality charges at maturity. (Cover: 10x Annualized Premium)
LIC Cancer Cover (Plan 905): Regular premium health insurance plan providing fixed monetary payouts upon diagnosis of early or major stage cancer, irrespective of hospital bills. (Cover: ₹10 Lakhs to ₹50 Lakhs)