HDFC ERGO Health Insurance & Parents Mediclaim

Comprehensive Health Protection with Zero Consumable Bills

14,000+ cashless network hospitals across India with zero room rent limits.

HDFC ERGO Optima Secure: Groundbreaking health insurance that automatically provides 4X coverage: 2X from day one, 3X in 2 years, plus 100% instant restoration and zero consumable deductions. (Cover: ₹5 Lakhs to ₹2 Crores)
HDFC ERGO Optima Restore: Trusted comprehensive health insurance featuring instant 100% restore benefit for same or different illness, 50% yearly no-claim bonus, and lifelong renewability. (Cover: ₹3 Lakhs to ₹50 Lakhs)
HDFC ERGO Optima Senior: Specialized health insurance crafted specifically for senior citizens and elderly parents (age 61+), covering age-related conditions, hospitalizations, and day-care treatments. (Cover: ₹2 Lakhs to ₹5 Lakhs)
HDFC ERGO my:health Suraksha: All-inclusive family health insurance offering zero room rent capping, air ambulance cover, organ donor expenses, and mental healthcare coverage. (Cover: ₹3 Lakhs to ₹75 Lakhs)
HDFC ERGO Energy Health Insurance: Pioneering health insurance specially created for individuals diagnosed with Type 1 & Type 2 Diabetes and Hypertension, offering Day-1 coverage options. (Cover: ₹2 Lakhs to ₹50 Lakhs)
HDFC ERGO my:health Medisure Super Top Up: Ultra cost-effective health plan that enhances your existing coverage up to ₹1 Crore with low premiums and high deductibles. (Cover: ₹10 Lakhs to ₹1 Crore)
HDFC ERGO Critical Illness Insurance: Standalone health insurance that pays a 100% lump-sum cash benefit upon first diagnosis of 15 major critical illnesses including heart attack, cancer, and stroke. (Cover: ₹5 Lakhs to ₹50 Lakhs)