LIC Jeevan Umang (Plan 945)

8% Guaranteed Annual Income Till 100 • Plan No. 945 | UIN: 512N312V02

Non-linked, whole life assurance plan providing annual survival benefits of 8% of Sum Assured from the end of premium paying term till age 99.

Key Features & Benefits

• 8% of Basic Sum Assured paid every single year until age 99
• Whole life risk coverage up to age 100
• Limited premium paying options: 15, 20, 25, or 30 years
• Accrues simple reversionary bonuses during premium paying term
• Lump sum maturity paid at age 100 with accumulated bonuses

Limitations & Waiting Periods

• Annual 8% cash flow starts only after complete payment of selected PPT (e.g. after 15 years).
• Loan facility max 90% of surrender value.