LIC SIIP (Plan 852)

Market Linked with Refund of Mortality Charges • Plan No. 852 | UIN: 512L334V01

Unit-linked, regular premium life insurance plan that offers life cover, equity market returns, and complete refund of mortality charges at maturity.

Key Features & Benefits

• 100% refund of mortality charges added back into fund value at maturity
• Choice of 4 funds: Bond, Secured, Balanced, and Growth (equity focused)
• Guaranteed Additions added as percentage of annualized premium at specified years
• Free 4 switches between funds every policy year
• Partial withdrawals allowed after completion of 5th policy year

Limitations & Waiting Periods

• Market risk is borne by the policyholder (investment returns fluctuate with NAV).
• Mandatory 5-year lock-in period applies under IRDAI guidelines.