LIC Jeevan Utsav (Plan 871)

10% Guaranteed Income For Life • Plan No. 871 | UIN: 512N363V01

Non-linked, non-participating, individual whole life savings plan offering guaranteed additions during premium term and 10% guaranteed income for life thereafter.

Key Features & Benefits

• 10% of Basic Sum Assured paid annually for life after deferment
• Guaranteed Additions of ₹40 per thousand Sum Assured accrued each year during premium paying term
• Whole Life Risk Coverage up to age 100
• Limited Premium Payment Term: 5 to 16 years
• Flexi Income Option with 5.5% annual compound interest accumulation

Limitations & Waiting Periods

• Deferment period applies before income benefit begins (ranges from 1 to 5 years after PPT).
• Non-participating plan: No variable yearly bonus declarations beyond contractual terms.
• Standard 12-month suicide exclusion applies from policy commencement.