LIC Bima Jyoti (Plan 860)

₹50/Thousand Guaranteed Additions • Plan No. 860 | UIN: 512N339V02

Non-linked, non-participating endowment plan offering guaranteed additions of ₹50 per thousand sum assured every single policy year.

Key Features & Benefits

• Guaranteed Additions of ₹50 per thousand Basic Sum Assured accrued each policy year
• Pay premiums for 5 years less than policy term
• Policy terms available: 15 to 20 years
• Guaranteed surrender value and loan availability
• Complete death benefit throughout term

Limitations & Waiting Periods

• Non-participating plan: No bonus increments beyond the contractual ₹50/thousand.
• Early surrender incurs penalties.