LIC Bima Ratna (Plan 864)

Guaranteed Money Back Plan • Plan No. 864 | UIN: 512N345V01

Non-linked, non-participating money-back plan offering periodic survival benefits and ₹50 per thousand guaranteed additions.

Key Features & Benefits

• Guaranteed survival payouts of 25% of Sum Assured at specified intervals
• Guaranteed Additions of ₹50 per thousand Sum Assured accrued each year
• Short premium paying terms: 11, 16, or 21 years
• 50% remaining Sum Assured + accumulated GA paid at maturity
• Loan facility available after 2 years

Limitations & Waiting Periods

• Minimum Sum Assured is ₹5 Lakhs.
• Non-participating policy.