HDFC ERGO Health Insurance Portfolio

Complete Health Insurance Plans

Explore award-winning HDFC ERGO retail health policies.

HDFC ERGO Optima Secure: Groundbreaking health insurance that automatically provides 4X coverage: 2X from day one, 3X in 2 years, plus 100% instant restoration and zero consumable deductions.
HDFC ERGO Optima Restore: Trusted comprehensive health insurance featuring instant 100% restore benefit for same or different illness, 50% yearly no-claim bonus, and lifelong renewability.
HDFC ERGO Optima Senior: Specialized health insurance crafted specifically for senior citizens and elderly parents (age 61+), covering age-related conditions, hospitalizations, and day-care treatments.
HDFC ERGO my:health Suraksha: All-inclusive family health insurance offering zero room rent capping, air ambulance cover, organ donor expenses, and mental healthcare coverage.
HDFC ERGO Energy Health Insurance: Pioneering health insurance specially created for individuals diagnosed with Type 1 & Type 2 Diabetes and Hypertension, offering Day-1 coverage options.
HDFC ERGO my:health Medisure Super Top Up: Ultra cost-effective health plan that enhances your existing coverage up to ₹1 Crore with low premiums and high deductibles.
HDFC ERGO Critical Illness Insurance: Standalone health insurance that pays a 100% lump-sum cash benefit upon first diagnosis of 15 major critical illnesses including heart attack, cancer, and stroke.