HDFC ERGO Energy Health Insurance

Diabetes & Hypertension Coverage From Day 1 • UIN: HDFHLIP20020V021920

Pioneering health insurance specially created for individuals diagnosed with Type 1 & Type 2 Diabetes and Hypertension, offering Day-1 coverage options.

Key Features & Benefits

• Specially designed for people with Type 1 & 2 Diabetes, Pre-diabetes, and Hypertension
• Option for Day-1 coverage for hospitalization arising out of diabetes and hypertension complications
• Personalized wellness and health coaching program included
• Free annual health check-up monitoring HbA1c, kidney function, and lipid profile
• No claim discount based on improved health parameters

Limitations & Waiting Periods

• Medical underwriting and latest medical reports required prior to policy issuance.
• Co-payment of 20% applies to diabetes-related claims in Silver variant.