HDFC ERGO my:health Suraksha

Comprehensive Hospitalization & Mental Health • UIN: HDFHLIP20023V021920

All-inclusive family health insurance offering zero room rent capping, air ambulance cover, organ donor expenses, and mental healthcare coverage.

Key Features & Benefits

• No room rent restriction or capping across all sum insured variants
• Air ambulance cover up to ₹5 Lakhs for critical medical transfer
• Covers mental health hospitalizations in compliance with Mental Healthcare Act
• Recovery benefit of ₹10,000 paid for hospitalization exceeding 10 consecutive days
• Optional Critical Illness and Parent Care add-on riders

Limitations & Waiting Periods

• Standard 30-day initial waiting period applies.
• Specified surgeries have 24-month waiting duration.